{"id":30486,"date":"2022-09-02T23:48:06","date_gmt":"2022-09-02T21:48:06","guid":{"rendered":"https:\/\/afgassurancescomores.com\/?page_id=30486"},"modified":"2025-12-15T19:13:45","modified_gmt":"2025-12-15T16:13:45","slug":"indemnites-fin-carriere","status":"publish","type":"page","link":"https:\/\/afgassurancescomores.com\/en\/indemnites-fin-carriere\/","title":{"rendered":"Indemnit\u00e9s de Fin de Carri\u00e8re"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"30486\" class=\"elementor elementor-30486\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1d0847f elementor-section-height-min-height elementor-section-items-stretch elementor-section-boxed elementor-section-height-default\" data-id=\"1d0847f\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5f81047\" data-id=\"5f81047\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9511e5f elementor-widget elementor-widget-heading\" data-id=\"9511e5f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-xxl\">Indemnit\u00e9s de fin de carri\u00e8re <\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9936c97 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9936c97\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-970c1d3\" data-id=\"970c1d3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2a9b944 elementor-widget elementor-widget-spacer\" data-id=\"2a9b944\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21141f3 elementor-widget elementor-widget-heading\" data-id=\"21141f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Constituez une r\u00e9serve d\u00e8s aujourd\u2019hui<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-83d6ed1 elementor-widget elementor-widget-text-editor\" data-id=\"83d6ed1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"text\"><div class=\"l-grid__column-medium-10 offset-medium-1\"><div class=\"c-copy u-text-hyphen-manual \"><div>Les IFC constituent un engagement, appel\u00e9 passif social, que vous devez inscrire en annexe de votre bilan. En cas de d\u00e9parts simultan\u00e9s, son versement peut entra\u00eener des variations de tr\u00e9sorerie. Le meilleur moyen pour anticiper le versement des IFC est de vous constituer d\u00e8s aujourd\u2019hui une r\u00e9serve financi\u00e8re d\u00e9di\u00e9e.<br \/>Le principe : vous alimentez \u00e0 votre rythme un contrat d\u2019assurance vie collectif, ce qui vous permet de lisser les provisions sur plusieurs ann\u00e9es.<\/div><\/div><\/div><\/div><div class=\"spacer parbase\">\u00a0<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c499f4 elementor-widget elementor-widget-accordion\" data-id=\"2c499f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-4641\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-4641\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">\u00c0 qui est destin\u00e9e cette offre d\u2019assurance ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-4641\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-4641\"><p>Une assurance adapt\u00e9e \u00e0 toutes les entreprises, quelle que soit sa taille ou son secteur d\u2019activit\u00e9.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-4642\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-4642\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Quels sont les \u00e9v\u00e9nements couverts par cette offre d\u2019assurance ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-4642\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-4642\"><ul><li class=\"c-list__item\">L\u2019entreprise informe <span style=\"color: #225a90;\"><strong>AFG ASSURANCES COMORES<\/strong><\/span> et lui communique le montant effectif des IFC \u00e0 verser \u00e0 l\u2019employ\u00e9<\/li><li class=\"c-list__item\"><span style=\"color: #225a90;\"><strong>AFG ASSUR COMORES <\/strong><\/span>d\u00e9duit cette somme du fonds collectif et adresse le r\u00e8glement \u00e0 l\u2019entreprise\u00a0<\/li><li class=\"c-list__item \">\u00a0<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-4643\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-4643\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Quelles sont les prestations attendus ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-4643\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-4643\"><ul><li class=\"c-list__item \">En cas de vie jusqu&rsquo;au terme de la p\u00e9riode de cotisation, versement de la rente\u00a0 souscrite \u00e0 la fin de la p\u00e9riode de cotisation d\u00e9finie dans le contrat.<\/li><li class=\"c-list__item \">Prime : une prime est vers\u00e9e chaque ann\u00e9e pour subvenir aux besoins financiers des enfants notamment en cas de d\u00e9c\u00e8s du souscripteur ou d&rsquo;invalidit\u00e9 absolue et d\u00e9finitive.<\/li><li>\u00a0<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-83cb7b0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"83cb7b0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-395b0c3\" data-id=\"395b0c3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a237343 elementor-widget elementor-widget-spacer\" data-id=\"a237343\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Indemnit\u00e9s de fin de carri\u00e8re Constituez une r\u00e9serve d\u00e8s aujourd\u2019hui Les IFC constituent un engagement, appel\u00e9 passif social, que vous devez inscrire en annexe de votre bilan. En cas de d\u00e9parts simultan\u00e9s, son versement peut entra\u00eener des variations de tr\u00e9sorerie. Le meilleur moyen pour anticiper le versement des IFC est de vous constituer d\u00e8s aujourd\u2019hui [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-30486","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/afgassurancescomores.com\/en\/wp-json\/wp\/v2\/pages\/30486","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/afgassurancescomores.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/afgassurancescomores.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/afgassurancescomores.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/afgassurancescomores.com\/en\/wp-json\/wp\/v2\/comments?post=30486"}],"version-history":[{"count":24,"href":"https:\/\/afgassurancescomores.com\/en\/wp-json\/wp\/v2\/pages\/30486\/revisions"}],"predecessor-version":[{"id":32172,"href":"https:\/\/afgassurancescomores.com\/en\/wp-json\/wp\/v2\/pages\/30486\/revisions\/32172"}],"wp:attachment":[{"href":"https:\/\/afgassurancescomores.com\/en\/wp-json\/wp\/v2\/media?parent=30486"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}